2. How many people do you know right now that are truly financially independent from giving their money to somebody else? Humans are greedy and lazy by nature and we will always opt where available for the easy way out. It seems easier to give our money to someone else in the hope of a quick buck (that rarely eventuates) than to learn an investment skill ourselves so we can be in complete control. This is exactly what happened in 2008 and the early part of 2009 through the global financial crisis. People who were not in control lost the most, people who were not educated about the financial markets lost the most, people who gave their money to someone else, lost the most. Those of us who are educated only lost a little.